by Keracorl on April 20, 2010
A Credit to be established over several years
Moving from a score of 300 to a score of 850 is not easy, and will take several years. Most people will not reach a score of 850, but it is not necessary to have a score of 850 to be considered with good credit (good credit). In general, we consider that a person with a Credit of 720, has a good Credit. (The national average of Credit is about 720)
A person with a score of 650 will not be considered as having a good Credit, but will not be considered as having a poor Credit (Bad Credit). A score of 650 should be sufficient, for example, obtain a credit card: First, Gold or even Platinum. Note that it will probably take at least 2-years to build his score to 650.
by Keracorl on April 17, 2010
Establish a Credit
Establish a Credit (Credit Score) is very important to have access to certain services or benefits. Here is a partial list of these services and benefits:
- Get an attractive interest rate on a loan
- Get a credit card
- Save money on auto insurance or home
- Open an electricity bill for his home without bail
- Open line mobile phone without having to deposit (some telephone companies claim to $ 1,000 deposit for opening a line of mobile phone)
- Rent an apartment without having to deposit
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by Keracorl on April 13, 2010
Credit Score is a completely new concept and often very difficult to design for someone who has never heard of. Understanding Credit Score is critical because it plays a role in almost all transactions of everyday life, account opening: phone, cell phone, electricity, insurance, etc.
Credit Score: a simple statistic
Credit Score is a score ranging from 400 to 900. This rating is assigned to each person according to their ability to repay their debts. The higher the score, the higher the chances of being granted a loan, credit card or do not need a deposit for her apartment is important.
